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The Secret Life Insurance Policy People Don’t Know About

Posted by admin on Feb 24, 2017 6:29:01 PM

Have you heard about this secret life insurance policy that most people don't know about? Some of you may be scratching your head and wondering what we are talking about. We’ll explain. 

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Topics: life insurance, permanent life insurance, living benefits

What Are The Possible Tax Advantages of Permanent Life Insurance?

Posted by admin on Feb 21, 2017 12:09:28 PM


One reason that people consider buying whole and universal life insurance policies is because they can take advantage of some possible ways to use these policies to reduce tax bills. This can include the tax bill of the people who might collect the proceeds from these policies later, and it can also include the tax bill of the policy owner while they are still alive.

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Topics: Retirement, life insurance, permanent life insurance, Tax advantages, tax bills

Do You Know What a Medigap Plan Is?

Posted by admin on Feb 20, 2017 4:31:17 PM

While Original Medicare pays for many of your health care services and supplies, it may not cover everything you need.  Because of this you may want to consider enrolling in a Medicare Supplement plan, also know as a Medigap plan. Unlike Original Medicare, Medigap plans are offered through private insurance companies. These plans help cover some of the hospital and medical costs that Original Medicare doesn’t cover such as copayments, coinsurance and yearly deductibles. Some plans also help pay for services such as Part B excess charges, emergency overseas travel, and 2 out of the 10 Medigap plans include a yearly out of pocket limit, all of which Original Medicare does not. In other words,  a Medigap policy can fill in “the gaps” of Original Medicare.

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Topics: Medicare Supplement Plans, Drug Plans, Medicare, medicare advantage, Medigap, Mediare Part A, Original Medicare, What is Medicare Part B?, What is Medicare Supplements?

Crucial Medicare Questions You Should Be Asking

Posted by admin on Feb 20, 2017 4:22:35 PM

Are you turning 65?  Congratulations!  You have reached an important milestone and you are now eligible for Medicare!  Here are 6 things you will want to consider before making a decision as important as how you will receive your Medicare Coverage:

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Topics: dental coverage, Medicare, medicare advantage, Medicare Coverage, What is Medicare Advantage?, What are Medicare Supplements?, medicare questions

Are You At Risk Of Heart Disease?

Posted by admin on Feb 20, 2017 3:39:56 PM

Over 50 years ago, in 1964, after seeing a need to bring attention and awareness to the cause of Heart Disease, President Lyndon B. Johnson declared the month of February to be Heart Health Month.  The tradition of Heart Health month places great emphasis and raises awareness to the risk factors, symptoms and treatment that contribute to either heart disease and heart health. Heart Disease is the leading cause of death for men and women in the United States, with 1 in every 4 deaths being attributed to the disease.

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Topics: Medicare, health insurance, cardiovascular disease, heart disease, health risks, Health Care

Medicare or Employer Insurance?   5 Things To Consider

Posted by admin on Feb 8, 2017 10:59:36 AM

As you move closer to your planned retirement age, you may find yourself with much on your mind, one of those hot topics being medical health insurance. Having comprehensive medical insurance is a critical part of your retirement planning, and will be just as important if not more important, than it ever has been before. Are you currently covered under your employer's group health plan? Will this coverage continue in the form of retiree coverage once you retire from the company? Will you need Medicare if you have retiree insurance? All great questions as there is so much to consider.  

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Topics: Medicare, health insurance, What is Medicare?, Health Care, Group Benefits

3 Things You Should Know About the Medicare Advantage Disenrollment Period

Posted by admin on Feb 6, 2017 12:00:00 PM

The Medicare Advantage Disenrollment Period (MADP) runs from January 1st to February 14th of each year. If you find that you are not satisfied with your Medicare Advantage Plan (MA), this is the time frame in which you can disenroll and switch back to Original Medicare. The Medicare Advantage Disenrollment Period also provides an opportunity to enroll in a Part D (drug) plan for those who had not already done so.  

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Topics: Medicare Advantage plans, Medicare, health insurance, Original Medicare, Health Care, Medicare Advantage Disenrollment Period

Adventures in Riceville - Trusted Senior Specialists Outreach

Posted by admin on Feb 2, 2017 12:00:00 PM

Trusted Senior Specialists had the pleasure of visiting Houston's Riceville Baptist Church durign their weekly Adult Ministry Group meetup. We engaged in lively conversation about the pros and cons of Medicare, how to navigate the Medicare enrollment process and  what to do if benficiaries or their families had questions. 

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Topics: Medicare, health insurance, community outreach, Trusted Senior Specialists, Community, Community Service

4 Common Medicare Myths Debunked

Posted by admin on Feb 1, 2017 12:00:00 PM

In our call center and on our social media pages we receive many questions on a daily basis.  Medicare, with its many unique rules and regulations aligned with the fact that it is ever evolving and changing, can be downright confusing.  We took the 4 top concerns/myths that we have received in the last several weeks to break down the truth for you. Do you have any questions or concerns regarding Medicare that we can answer for you?  


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Topics: Medicare, Health, Health Care, Trusted Senior Specialists

8 Helpful Resources For Caregivers 

Posted by admin on Jan 25, 2017 12:00:00 PM
When an aging parent is suddenly in a position of needing care, it is most often times one of their children that takes up the role of caregiver. With more Americans living longer, to age 75 and beyond, the scenario will only become more familiar. While taking care of an elderly parent can be rewarding, it can also be a bit overwhelming as many people are just not prepared to face this challenge. Getting the support and information that you need in order to navigate the twists and turns of the unpredictable journey can help you keep a focus on what is really important, and that is being there for your loved one. You are not alone. We have compiled a list of our go to resources to share with you for some guidance in this area:
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Topics: Medicare, caregiver, Health Care, Trusted Senior Specialists, resources, Support