Over 50 years ago, in 1964, after seeing a need to bring attention and awareness to the cause of Heart Disease, President Lyndon B. Johnson declared the month of February to be Heart Health Month. The tradition of Heart Health month places great emphasis and raises awareness to the risk factors, symptoms and treatment that contribute to either heart disease and heart health. Heart Disease is the leading cause of death for men and women in the United States, with 1 in every 4 deaths being attributed to the disease.
As you move closer to your planned retirement age, you may find yourself with much on your mind, one of those hot topics being medical health insurance. Having comprehensive medical insurance is a critical part of your retirement planning, and will be just as important if not more important, than it ever has been before. Are you currently covered under your employer's group health plan? Will this coverage continue in the form of retiree coverage once you retire from the company? Will you need Medicare if you have retiree insurance? All great questions as there is so much to consider.
The Medicare Advantage Disenrollment Period (MADP) runs from January 1st to February 14th of each year. If you find that you are not satisfied with your Medicare Advantage Plan (MA), this is the time frame in which you can disenroll and switch back to Original Medicare. The Medicare Advantage Disenrollment Period also provides an opportunity to enroll in a Part D (drug) plan for those who had not already done so.
Trusted Senior Specialists had the pleasure of visiting Houston's Riceville Baptist Church durign their weekly Adult Ministry Group meetup. We engaged in lively conversation about the pros and cons of Medicare, how to navigate the Medicare enrollment process and what to do if benficiaries or their families had questions.
by Lesley Couch
With the spirit and excitement of a new year upon us, all of us at Trusted Senior Specialists (TSS) wanted to take this opportunity to let our clients and colleagues know just how much we appreciate them. As the daughter of Michael Wilhelm, and the “bonus” daughter of Melinda Wilhelm, the two visionary founders of TSS, it my honor to relay the heartfelt gratitude of the entire TSS family--founders, staff, call center agents, and field agents. We truly have had a remarkable 2016, and we could not have done it without each and every one of you. Before we completely usher in 2017 and wrap this year, we thought it would be wonderful to pause and shine a light on key moments TSS has experienced during these past 12 busy months, from our own perspective.
In 2001, Michael and Melinda Wilhelm set out to create a company that embodied their commitment to the senior community and access to quality health care. Recognizing a void in the marketplace for an entity that truly assisted Medicare beneficiaries in making the right choice for their health care needs, the Wilhelms launched Trusted Senior Specialists (TSS), from a small home office in Houston, Texas. TSS rapidly became the missing link in the Medicare chain, a revolutionary agency dedicated to serving as a trusted source for sound, comprehensive, customized advice and enrollment assistance for Medicare beneficiaries. “People are searching for a place to turn to for trusted help,” Michael Wilhelm says.
One traditional way for Medicare beneficiaries to control the large gaps in coverage left by Part A and Part B of traditional Medicare has to been to purchase a Medigap policy, also called a Medicare supplement. One good thing about these policies is that they have been pretty standard in most states since the last big overhaul in 1992. Only three states have their own plan levels and don’t use the standard ones set by CMS. Still, there has been some talk recently of overhauling the standard Medigap plan levels again.
Topics: Medicare Supplement Plans, Medicare, health insurance, Health, medicare supplements explained, applying for Medicare, Medigap, how medicare works, medicare supplemental insurance, explain medicare
The first interesting fact to share about Medicare is that this program will celebrate its 50th birthday on July 30th of 2015! This large federal health insurance program has grown and evolved quite a bit in the last half of a century. The original plan only had Part A and B, and today’s seniors can choose between Medicare supplements, Medicare Advantage, and Medicare Part D. On this anniversary, it is a good time to check some key facts to see where Medicare is today.
At any time, we at Trusted Senior Specialists are here to supply you with the facts about Medicare health plans. Give us a call to tell us what you want to know: 1-855-474-6234 or email@example.com.
According to the Kaiser Family Foundation’s report, “A Primer on Medicare: Key Facts About the Medicare Program and the People it Covers,” these are some critical statistics about Medicare in 2015:
- Virtually all US seniors receive Medicare benefits in one form or another.
- In the US, 55 million people receive Medicare benefits.
- Out of all beneficiaries, over 46 million are 65 and over, and about 9 million are disabled and under 65.
- Medicare pays just about twenty percent of all US health expenses.
Because Medicare impacts such a large portion of the population and overall health costs, it is likely to remain an important topic of political discussion in the future. As we look forward to Medicare’s 50th anniversary in July, it is easy to assume that our descendants will be having these same discussions when Medicare celebrates its 100th anniversary in 2065!
Let’s Make Good Use of Your Medicare Benefits
At Trusted Senior Specialists, we hope to be here to have discussions about your Medicare benefits with you. Please contact us at any time for help and answers: 1-855-474-6234 or at firstname.lastname@example.org.
If you raise or provide a household for your grandchildren, your situation is more common than you might think. In the United States, almost 8 million children live in their grandparent's or other relative's homes. Sometimes parents also live in these homes, but sometimes parents are absent.
Some seniors and disabled people need extra help with their care. In some cases, they might just need a little bit of help with daily care activities, usually called activities of daily living (ADLs). In other cases, they may need medical monitoring, supervision, or therapy.