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12 Typical Funeral Costs Life Insurance Covers

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Death is not a popular subject. We don’t ever want to think of our own mortality, or that of our loved ones, but the hard truth is that it is something we will all face eventually. While this topic is an uncomfortable one, it is something we should all tackle sooner rather than later. After a death, loved ones left behind are not typically in the frame of mind to want to make monetary decisions. Careful planning beforehand could help ease the the pain in the aftermath of loss.

Life insurance is more than just about money, it’s about having a plan. Life insurance pays out on death and is intended to help provide for your loved one when you no longer can. The amount to cover is dependent on your family's personal circumstance. There are several things to take into consideration when you are coming up with an amount you would like to be paid out to your family after your death, mortgage, car payments, outstanding debts/medical bills and funeral costs.


Today, the basic average funeral cost is between $7,000 and $10,000.

 

Funeral prices, just like everything else, increase with inflation. The cost of a funeral may vary depending on your location, the funeral home you choose, and the funeral choices that you make.

 

Some costs to consider are:

  • Director and Staff- these services can be costly if you use funeral home staff
  • Coffin/Casket
  • Burial vault
  • Transportation of the body
  • Cost for use of the funeral home for viewings and services
  • Embalming
  • Grave site (also the opening and closing of the grave)
  • Dressing
  • Use of hearse and other service vehicles
  • Flowers
  • Grave markers
  • Escorts to the burial sight

Do yourself and your loved ones a favor and sit down with them and consider the cost of funeral planning so you can make sure that your family is more than prepared for the cost in the event of your death and that it will be covered in your life insurance policy pay out. Give yourself the peace of mind in knowing that this is one less things they will have to worry about once you are gone.

 

For more information, give us a call or visit our website below.

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http://www.bestlifeplanforyou.com

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