Medicare and Medicaid sound alike, and we know that causes some confusion: but the truth is that while these government programs provide basic healthcare benefits, they are dramatically different from one another. So let us break it down for you:
Medicare coverage for dental services can be confusing, limited and leave many with immense, unaffordable out of pocket costs. As a Medicare beneficiary it is important to know what is covered by Medicare when it comes to dental care. Original Medicare will not cover dental care that is needed for the health of your teeth. This type of dental care includes...
If you were impacted by this year's natural disasters, The Centers for Medicare and Medicaid Services (CMS) announced a Special Enrollment Period (SEP) for those who have been affected by recent Federal Emergency Management Agency (FEMA) declared emergencies or major disasters. CMS has also announced an extension of the Annual Election Period (AEP) for individuals impacted by a FEMA declared emergency through December 31st, 2017. We'll go over who is eligible to apply and in one states, as well as important documents you should have during your Medicare enrollment process.
Thanksgiving is one of America's most beloved holidays. We catch up with friends and family. We eat until our stomachs hurt. And we share what we're grateful for. Here are some fun facts to add to your Turkey day fun! Ask your family members if they knew any of these!
If you are currently on Medicare there is no doubt that your mailbox and even your TV screen is full up on ads for enrolling in Medicare related insurance plans during this Annual Election Period.
AEP runs from October 15th to December 7th. Any plan changes made during this time will go into effect on January 1st of the coming year.
We want you to know that there are some do’s and don’ts you will want to heed before you make a commitment to a plan.
It is always best to call and speak with a Licensed Sales Agent. They are able to help you get answers to all of your important Medicare questions, as well as help you shop all plans that are available to you in your area. The bad news is that if you happen upon someone who works exclusively for one insurer you could get stuck in a plan that is inappropriate for you. It is best to find an agent who has your best interest at the forefront, and not just someone who is trying to sell a plan.
Your agent should help to ensure that all your doctors and medications are in the plan
Your agent should know about federal and state programs available to help those with financial limitations.
The agent should represent multiple plans and options
There are both federal and state laws that govern Medicare agents who are selling plans.
These laws bar them from things such as showing up to your house uninvited to sell or endorse any Medicare related product.
An agent or broker cannot offer you cash for your enrollment in a plan.
They also cannot legally charge you a fee to process your enrollment.
During an important time such as this you will want to go with an agent you can trust.
Don't just listen to us though, take it from our happy clients! Click the button below to hear what other people are saying about Trusted Senior Specialists.
CMS Announces Special Enrollment Periods for Americans Impacted by Recent Hurricanes - Deadline extended to December 31st. As a result of Hurricanes Harvey, Irma, and Maria, the Centers for Medicare & Medicaid Services (CMS) will make available special enrollment periods for all Medicare beneficiaries and certain individuals seeking health plans offered through the Federal Health Insurance Exchange.
Trusted Senior Specialists’ website offers a general description of Medicare plan options and basic information for Medicare eligibles. This site is operated by Trusted Senior Specialists, a licensed health agency certified to sell Medicare Supplements, PFFS, PDP, PPO, and HMO plans. Trusted Senior Specialists makes every effort to present only accurate information, however, cannot guarantee as insurance carriers will always determine deductibles, premium, and benefits. Not all plans are available for all areas, please contact us for further information for a particular plan. We offer plans only in the states we are properly licensed and appointed. Trusted Senior Specialists is not affiliated, an employee of, nor endorsed by the U.S. government or the Federal Medicare Program.
Trusted Senior Specialists is not a chartered bank or trust company, or depository institution. It is not authorized to accept deposits or trust accounts and is not licensed or regulated by any state or federal banking authority.