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Do's and Don'ts of AEP

Posted by TSS Medicare Helper on Oct 20, 2017 2:54:31 PM


 

If you are currently on Medicare there is no doubt that your mailbox and even your TV screen is full up on ads for enrolling in Medicare related insurance plans during this Annual Election Period.

 

AEP runs from October 15th to December 7th. Any plan changes made during this time will go into effect on January 1st of the coming year.

We want you to know that there are some do’s and don’ts you will want to heed before you make a commitment to a plan.

  • It is always best to call and speak with a Licensed Sales Agent. They are able to help you get answers to all of your important Medicare questions, as well as help you shop all plans that are available to you in your area. The bad news is that if you happen upon someone who works exclusively for one insurer you could get stuck in a plan that is inappropriate for you. It is best to find an agent who has your best interest at the forefront, and not just someone who is trying to sell a plan.
  • Your agent should help to ensure that all your doctors and medications are in the plan
  • Your agent should know about federal and state programs available to help those with financial limitations.
  • The agent should represent multiple plans and options
  • There are both federal and state laws that govern Medicare agents who are selling plans.

These laws bar them from things such as showing up to your house uninvited to sell or endorse any Medicare related product.

  • An agent or broker cannot offer you cash for your enrollment in a plan.
  • They also cannot legally charge you a fee to process your enrollment.

During an important time such as this you will want to go with an agent you can trust.

Don't just listen to us though, take it from our happy clients! Click the button below to hear what other people are saying about Trusted Senior Specialists.

 

 

                                    

 

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Topics: Medicare, AEP, Annual Election Period, What is AEP?, What is the Annual Election Period?, What is Medicare?, October 15, Medicare Plans, Trusted Senior Specialists

5 Ways to Become an Informed Medicare Consumer

Posted by admin on Apr 26, 2017 12:00:00 PM

 

Article courtesy of The Medicare Blog.

By Marilyn Tavenner, Acting Administrator of the Centers for Medicare & Medicaid Services (CMS)

Each day, you make decisions about your finances, health, privacy and more. It’s important to protect yourself and make the best choices for you, especially when it comes to your Medicare. During National Consumer Protection Week (NCPW), non-profit organizations and government agencies give people like you information on how to take advantage of your rights and make better-informed choices. Here are 5 things you can do:
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Topics: www.medicare.gov, Annual Enrollment Period, Medicare, Medicare fraud, AEP, Medicare.gov, Trusted Senior Specialists, Senior Medicare Patrol, open enrollment, What is AEP?, What is the Annual Election Period?, What is Medicare?

Received Your ANOC in the Mail?

Posted by admin on Oct 12, 2016 10:00:00 AM

By now, you've probably received your Annual Notice of Change, or as your Healthcare provider likes to call it your ANOC, in the mail. If you haven't received it, you probably will soon. So what should you do after receiving the ANOC  and what does it mean in regards to you and your Medicare benefits?

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Topics: What is AEP?, AEP Enrollment Period, Medicare, What is Medicare?, What is Annual Election Period?, What is Annual Enrollment Period?, AEP, Annual Notice of Change, Medicare Annual Notice of Change, ANOC Package

5 Reasons Why Having a Medicare Checklist Is Important

Posted by TSS Medicare Helper on Sep 7, 2016 9:05:00 AM

Medicare can be complex, and there is certainly no one size all fits approach to it.  Everyone will find themselves with different needs and wants when it comes to the their healthcare, and we all have expectations that we would like to have met. This is one of the most important decisions we have to make, and with all of the information you may start to receive before the transition into Medcare it can seem overwhelming.  There are many benefits to using a Medicare Checklist to sort through it all, but here are the top 5 reasons.   

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Topics: Medicare, Medicare Checklist, Medicare 2016, AEP, What is AEP?, What is Medicare?, What is Annual Election Period?, What is the Annual Election Period?, open enrollment, health insurance, medicare health insurance, Medicare Supplement, Medicare Supplement Plans, medicare formulary, Prescription drug plans

2017 Projected Part D Premiums

Posted by TSS Medicare Helper on Aug 24, 2016 12:00:00 PM

Medicare announced that the average basic premium for a Medicare Part D prescription drug plan in 2017 will remain fairly stable at a projected $34 a month.  This new estimate represents an increase of nearly $1.50 over the average premium of $32.56 for 2016.  Although Part D premiums remain relatively stable, Part D costs to continue to rise faster than any other parts of Medicare.

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Topics: Part D, Medicare, Prescription Drug Plan, Annual Election Period, AEP, What is AEP?, Prescription drugs, Prescription drug plans, Medicare Part D, What is Medicare Part D?, What is Medicare?, What are Medicare Supplements?, what are medicare supplement plans, Medicare Supplement, Medicare Supplement Plans, medicare supplemental insurance, Medicare Supplements

Medicare Gals are back for season 2

Posted by admin on Jan 9, 2014 3:17:43 PM

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Topics: Part B, Affordable Care Act, Annual Enrollment Period, Medicare, medicare advantage, ACA/Obamacare, Part A, health insurance, Obamacare, TSS, Medicare Gals, AEP, Medigap, Penalties, ACA, Medicare explained, medicare solutions, how medicare works, Prescription drugs, explain medicare, Part D, Part C

Medicare Gals to host webinars regarding your options

Posted by admin on Dec 2, 2013 3:15:31 PM
The Medicare Gals will offer free live webinars for seniors seeking information regarding their Medicare insurance options. The webinars
will take place starting Wednesday, December 4 and conclude on Saturday, December 7 – the day Annual Election Period closes.

“The purpose of these webinars is to inform and educate the senior community about the various Medicare options that are available to
them,” said TSS VP of Operations Mike Santos. “This is a critical time to make any changes to their current coverage and we want to make sure that they are aware of the Annual Election Period. ”

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Topics: Turning 65, Affordable Care Act, Medicare, applying, Obamacare, TSS, Enrolling, Medicare Gals, AEP, ACA, Medicare explained, medicare solutions, how medicare works, Annual Election Period, enrollment, explain medicare

AEP is Coming, Are You Prepared?

Posted by TSS Medicare Helper on Sep 25, 2013 4:00:17 PM
We’re coming up on that time of year again. Annual Election Period is from Oct. 15 until Dec. 7.
 

It’s always a good idea to check how your benefits will be affected in the new year. You may find that a plan that worked for you this year may not be the best option next year.

One important change that you should consider during AEP is whether you’ll still be able to see your preferred doctors for care. Your insurance carrier may be dropping primary care physicians and specialists effective January 1.

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Topics: Medicare, AEP, Annual Election Period, What is AEP?, What is the Annual Election Period?, What is Medicare?, October 15, Medicare Plans, Trusted Senior Specialists

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