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Do You Know What a Medigap Plan Is?

Posted by admin on Feb 20, 2017 4:31:17 PM

While Original Medicare pays for many of your health care services and supplies, it may not cover everything you need.  Because of this you may want to consider enrolling in a Medicare Supplement plan, also know as a Medigap plan. Unlike Original Medicare, Medigap plans are offered through private insurance companies. These plans help cover some of the hospital and medical costs that Original Medicare doesn’t cover such as copayments, coinsurance and yearly deductibles. Some plans also help pay for services such as Part B excess charges, emergency overseas travel, and 2 out of the 10 Medigap plans include a yearly out of pocket limit, all of which Original Medicare does not. In other words,  a Medigap policy can fill in “the gaps” of Original Medicare.

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Topics: Medicare, Medigap, medicare advantage, Original Medicare, Mediare Part A, What is Medicare Part B?, Drug Plans, Medicare Supplement Plans, What is Medicare Supplements?

What if Drug Prices Were Indexed by Inflation?

Posted by admin on Mar 2, 2016 5:07:10 PM

 


The Motley Fool published an article that posted the question: What if Medicare Had Teeth? This question was prompted by increased concerns over the recent increases in the price of certain prescription medications. Even if Part D covers much of the cost for seniors, certain increases are bound to eventually get passed on to Medicare beneficiaries and all taxpayers in the form of higher premiums and reduced benefits.

 

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Topics: Drug Plans, Medicare Part D, Drug prices

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