The Centers for Medicare and Medicaid Services (CMS) announced Friday that it will now cover diagnostic laboratory tests using gene sequencing technology for Medicare cancer patients. This means that patients with advanced cancer will soon have access to more personalized treatment plans.
Most people would rather talk about anything other than funerals, but these costs can burden most middle-class families. However, you and your family can plan ahead and one way to do this is to find an affordable final expense insurance policy. Additionally, many seniors are relieved and happy to find a solution for their funeral and burial needs.
When was the last time you reviewed your insurance policy? If you have not done so recently then it would be beneficial to you to add that to the top of your “to do” list. You may have experienced some major life events since the policy was issued that you need to account for and your policy should be adjusted accordingly. Even if you haven’t had any major life changes your financial goals may have shifted. Failing to examine your old policy over time could mean that your family will not have enough money to pay the mortgage or the bills in the event of your death.
Of all major medical insurance options in an area, HMOs are usually the cheapest. This is true if you consider monthly premiums and if you consider potential expenses for co-payments, deductibles, and coinsurance. However, insurance companies control costs by imposing lots of rules.