No one ever plans to be hospitalized, but for many enrolled in Medicare Part A it is a relief for them to know that this part of Original Medicare will cover some of the expenses they will incur during their hospitalization. Medicare Part A is often referred to as Hospital Insurance and this part of Medicare helps pay for the care you receive if you are admitted as an inpatient in a hospital or skilled nursing facility.
Before discussing how veterans benefits might help pay for long term care, it might be helpful to define what long term care usually means. This is a very broad term that typically covers everything from help with normal activities (Activities of Daily Living, or ADLs) to help managing illnesses and infirmities. This care could be provided by home caregivers, adult day care workers, or in a residential setting like an assisted living home or skilled nursing facility.
Some seniors and disabled people need extra help with their care. In some cases, they might just need a little bit of help with daily care activities, usually called activities of daily living (ADLs). In other cases, they may need medical monitoring, supervision, or therapy.