Topics: prescription drug coverage, disability, Medicare Advantage plans, LIS, Medicare Supplement Plans, Medicare, medicare advantage, Medicare Part A, Medicare Supplements, Medicare Part B, Special Enrollment Period, Social Security, Prescription drug plans, Medicaid, Medicare Enrollment, Employee Benefits, initial enrollment period, Employer Insurance, creditable coverage, final expenses
Medicare coverage for dental services can be confusing, limited and leave many with immense, unaffordable out of pocket costs. As a Medicare beneficiary it is important to know what is covered by Medicare when it comes to dental care. Original Medicare will not cover dental care that is needed for the health of your teeth. This type of dental care includes...
Like many people sitting at home watching the aftermath of Hurricane Harvey in Texas, you may be looking for ways in which you could help those who have lost so much overcome this historic flooding and destruction.
Unfortunately, there are those who take advantage of situations like this and try to profit off of the chaos of disaster and the charitable giving it inspires from others.
Bogus charities and fundraising campaigns may pop up online, and even the most well meaning of fundraising campaigns could hinder the work of trained disaster relief organizers.
If you are currently enrolled in a Medicare Advantage plan or a Part D prescription drug plan you will want to keep your eyes peeled for your Annual Notice of Change (ANOC) that will be arriving in your mailbox sometime before the end of September.
An ANOC is a notice that health plans send to their members every year to notify them of any cost, benefit or service area changes that will take effect on January 1st of the following year.
There are many beneficial and useful ways to utilize our smart phone’s and our tablets besides just surfing the internet.
Senior living is becoming very savvy, and we are now using technology more than ever and in ways we may have been reluctant to try in the past.
In addition to surfing the web there are a variety of apps that seniors can enjoy that may not just be useful, but they may be necessary to assist with some daily tasks.
August is National Immunization Awareness Month, an opportunity for people of all ages to make sure they are protected against dangerous and deadly diseases.
While the main focus is generally on babies and school aged children when it comes to vaccines, the Centers for Disease Control and Prevention wants to remind us that adults need to make sure they are immunized as well.
Many adults may not believe that they need vaccinations, but people aged 65 and older are at a higher risk of complications from preventable diseases.
The Centers for Medicare and Medicaid Services (CMS) has recently released a report stating that the average basic Part D premium amount for 2018 is estimated to be $33.50 per month.
This projected average premium is a slight decrease from the average monthly premium in 2017 which is $34.70.
This meager decrease represents the continued stability of Part D premiums.
We are privileged to live in a time where information is readily available at our fingertips.
With access to so much knowledge in the form of websites and search engines the options are limitless when it comes to the info we can find.
One major area of online search is health.
From rashes and allergic reactions, to coughs and fevers, many of us depend on the internet to self-diagnose.
However, this is not always a good idea as many online diagnosis come back far worse than what is really ailing you.
Happiness doesn’t just feel good, it is also good for us!
When was the last time you intentionally tried being happy when things were not going right?
To be happy all the time you need to make happiness a habit and not just an act.
Try using some of the following points to try and stay happy no matter what comes your way.
It is often assumed that money can be saved on health and nursing services for seniors by having them cared for at home.
There is logic to this.
It is possible that family members will chip in and assist with housekeeping and supervision, and home health care agencies could be hired to provide necessary services family members are not equipped to do.
While this could work to be a less expensive option than residential assisted living or nursing care, there is still going to be cost involved.
One would also need to consider if this is a feasible option for the unforeseeable future.
For instance, would there be a family member available to take off work at any given time to tend to the needs of an aging family member?
Will this person have the capabilities to handle care if it becomes a long term situation?