With Spring here and Summer on the horizon, we are entering prime travel season. Many people take advantage of these warmer months to take trips to see family and loved ones, or to visit far off places where they have never been. No matter the reason for your travel adventure, we know that you will want to be as prepared as you possibly can for whatever may arise, including injury or illness. So, when packing away all of your important travel documents, do not forget to include your Medicare card and if you have a secondary plan, it's card!
Vision problems can become a common issue many will deal with as they get older. As a Medicare beneficiary you may be wondering what type of vision services you’re covered for.
Original Medicare: Original Medicare, Part A and Part B, does not cover routine eye exams for eyeglasses or contact lenses. Medicare will only pay for routine eye care in the following specific circumstances:
Skin cancer is the most common type of cancer in the United States. According to the American Academy of Dermatology it is estimated that nearly 9,500 people a day are diagnosed with skin cancer. The risk of skin cancer rises as we age, likely because the older we are the more sun exposure we have endured in our lifetime.
There are really 5 different Medicare Part B levels of payment for people of different incomes. However, it is not just income that might impact Part B premiums: social security could also raise premiums for some higher income beneficiaries.
Working past traditional retirement age used to be uncommon. Now there are far more Americans aged 65 and older in the workforce than there were 3 decades ago. The number of employed Americans rose by 35% between 2011 and 2016 according to a December 2017 study completed by Senior Living. Medicare used to be only thought of as retirement health insurance, but many who qualify may not be retired at all.
Topics: Part B, Medicare, Medicare Part A, Medicare Part D, Part A, Retirement, Medicare Part B, how medicare works, Part D, Medicare Coverage, Employer Insurance, COBRA, What is COBRA?, creditable coverage, medicare eligibility, group coverage
Medicare is a the federal health insurance program for people aged 65 and older, certain younger people plagued by a disability, and those with End Stage Renal Disease (ESRD is permanent kidney failure that requires dialysis or a transplant). While Medicare helps qualified people with some of their medical expenses, those enrolled in Original Medicare (Part A and Part B) will still have to pay coinsurance, copayments, and deductibles for covered services. Part B also comes with a premium amount of $134 a month for the year 2017. Some essential health services and products are not covered at all. All of this could be frightening for someone on a fixed income. We are here to let you know that there are some options that may be available to Medicare beneficiaries with low incomes. Many may be eligible to receive additional help for important doctors, prescriptions and needed services.
Topics: www.medicare.gov, SLMB, Medicare, medicare advantage, Medicare Part A, Medicare Part D, low-income, Medicare Part B, Medicare Part C, QI, Extra Help, QMB, medicare solutions, Prescription drug plans
Those who are permanent residents of the United States and hold a green card may wonder if they are eligible for Medicare once they reach age 65. Those who have been issued a green card in the United States may do so because they have a job here, have had asylum granted, or have traveled here to live with a close family member. There may also be other situations that qualify a citizen from another country permanent residency in the United States and can be investigated by the Citizens and Immigration Services.
Diabetes is a lifelong disease that affects the way the body handles glucose, a type of sugar, in the blood. There are about 27 million people in the United States with diabetes, approximately 25% of those are people aged 60 and over. Living with diabetes as you get older can pose some unique challenges, but with proper care it can be effectively managed. Those who struggle with not only their chronic illness but also with the rising cost of prescription drugs used to treat them know that it is very important to have good prescription drug coverage.
Topics: Medicare, medicare advantage, Medicare Part D, diabetes, Medicare Part B, Prescription drug plans, Medicare Coverage, Compare Medicare Plans, What is Medicare Part D?, What is Medicare Advantage?, What is Medicare Part B?, what does medicare cover?
Medicare Advantage has become a popular alternative to just having original Medicare Part A and Part B coverage. As you may already know, Medicare Advantage (MA) plans serve as an alternative to traditional Medicare, and they are supposed to provide plan members with coverage that is “as good or better” than original Medicare.
Topics: Medicare, medicare advantage, Medicare Part A, Medicare Part D, TSS, Medicare Part B, Medicare Part C, medicare solutions, how medicare works, What is Medicare?, Original Medicare, What is Medicare Advantage?, What is Original Medicare?
We received an interesting question about disability and Medicare coverage on our Facebook page and so we decided to make it a blog topic. In this blog, we touch on Medicare Part B, Disabilty Coverage, home improvement funding and information on where to find grants and loans for home improvements for the disabled and elderly.