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Did you know with the new year comes new changes to Medicare? With the changes to Medicare for 2018 recently being announced we are going to share what this means for you.
If you are currently enrolled in a Medicare Advantage plan or a Part D prescription drug plan you will want to keep your eyes peeled for your Annual Notice of Change (ANOC) that will be arriving in your mailbox sometime before the end of September.
An ANOC is a notice that health plans send to their members every year to notify them of any cost, benefit or service area changes that will take effect on January 1st of the following year.
The Centers for Medicare and Medicaid Services (CMS) has recently released a report stating that the average basic Part D premium amount for 2018 is estimated to be $33.50 per month.
This projected average premium is a slight decrease from the average monthly premium in 2017 which is $34.70.
This meager decrease represents the continued stability of Part D premiums.
Prescription drug prices in the United States are among some of the highest in the world. This is why it is imperative that you have proper prescription drug coverage once you become eligible for Medicare. Depending on how you decide to receive your Medicare benefits, if your plan does not include Part D drug coverage, you must sign up for it separately.
Working past traditional retirement age used to be uncommon. Now there are far more Americans aged 65 and older in the workforce than there were 3 decades ago. The number of employed Americans rose by 35% between 2011 and 2016 according to a December 2017 study completed by Senior Living. Medicare used to be only thought of as retirement health insurance, but many who qualify may not be retired at all.
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