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The amount of information that a Medicare eligible starts to receive before their 65th birthday is no joke! It is easy to want to toss it all aside (or in the trash) and wait before making any decisions. The problem in choosing to wait is that once you make that decision you leave yourself with limited time frame in which to make your decisions. With limited time you may feel pressure to make a quick decision, and in the long run a decision that is made on a whim can be costly for your health and for your pocketbook. Decisions that are made under stressful circumstance rarely ever end in good results.