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Do's and Don'ts of AEP

Posted by TSS Medicare Helper on Oct 20, 2017 2:54:31 PM


 

If you are currently on Medicare there is no doubt that your mailbox and even your TV screen is full up on ads for enrolling in Medicare related insurance plans during this Annual Election Period.

 

AEP runs from October 15th to December 7th. Any plan changes made during this time will go into effect on January 1st of the coming year.

We want you to know that there are some do’s and don’ts you will want to heed before you make a commitment to a plan.

  • It is always best to call and speak with a Licensed Sales Agent. They are able to help you get answers to all of your important Medicare questions, as well as help you shop all plans that are available to you in your area. The bad news is that if you happen upon someone who works exclusively for one insurer you could get stuck in a plan that is inappropriate for you. It is best to find an agent who has your best interest at the forefront, and not just someone who is trying to sell a plan.
  • Your agent should help to ensure that all your doctors and medications are in the plan
  • Your agent should know about federal and state programs available to help those with financial limitations.
  • The agent should represent multiple plans and options
  • There are both federal and state laws that govern Medicare agents who are selling plans.

These laws bar them from things such as showing up to your house uninvited to sell or endorse any Medicare related product.

  • An agent or broker cannot offer you cash for your enrollment in a plan.
  • They also cannot legally charge you a fee to process your enrollment.

During an important time such as this you will want to go with an agent you can trust.

Don't just listen to us though, take it from our happy clients! Click the button below to hear what other people are saying about Trusted Senior Specialists.

 

 

                                    

 

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Topics: Medicare, AEP, Annual Election Period, What is AEP?, What is the Annual Election Period?, What is Medicare?, October 15, Medicare Plans, Trusted Senior Specialists

AEP is Coming, Are You Prepared?

Posted by TSS Medicare Helper on Sep 25, 2013 4:00:17 PM
We’re coming up on that time of year again. Annual Election Period is from Oct. 15 until Dec. 7.
 

It’s always a good idea to check how your benefits will be affected in the new year. You may find that a plan that worked for you this year may not be the best option next year.

One important change that you should consider during AEP is whether you’ll still be able to see your preferred doctors for care. Your insurance carrier may be dropping primary care physicians and specialists effective January 1.

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Topics: Medicare, AEP, Annual Election Period, What is AEP?, What is the Annual Election Period?, What is Medicare?, October 15, Medicare Plans, Trusted Senior Specialists

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