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Working past traditional retirement age used to be uncommon. The Department of Labor Statistics estimated that about 15 percent of people over 65 still worked in 2006. Today, the number of people who wait to retire until between 66 and 74 years of age is expected to top one in four. At over the age of 74, almost 10 percent of the population may be still be at work. Medicare used to be only thought of as retirement health insurance, but many who qualify may not be retired at all.
Topics: Part B, Medicare, Medicare Part A, Medicare Part D, Part A, Medicare Part B, how medicare works, Part D, Retirement, medicare eligibility, COBRA, What is COBRA?, Employer Insurance, group coverage, Medicare Coverage, creditable coverage
Medicare announced that the average basic premium for a Medicare Part D prescription drug plan in 2017 will remain fairly stable at a projected $34 a month. This new estimate represents an increase of nearly $1.50 over the average premium of $32.56 for 2016. Although Part D premiums remain relatively stable, Part D costs to continue to rise faster than any other parts of Medicare.
Topics: Part D, Medicare, Prescription Drug Plan, Annual Election Period, AEP, What is AEP?, Prescription drugs, Prescription drug plans, Medicare Part D, What is Medicare Part D?, What is Medicare?, What are Medicare Supplements?, what are medicare supplement plans, Medicare Supplement, Medicare Supplement Plans, medicare supplemental insurance, Medicare Supplements
Both Medicare Advantage and Part D plans come from private companies that must be approved by CMS. However, Medicare rates these plans each year. They use a five-star rating system and publish rankings at the beginning of open enrollment each fall. These ratings are actually very important to consumers and insurance companies.
Topics: prescription drug coverage, Star Ratings, medicare advantage, Medicare Part D, CMS, applying for Medicare, What is Medicare Advantage?, What are Medicare Supplements?, What is Medicare?, Part D, What is Medicare Part D?
Medicare Advantage Disenrollment Period 2015 - Medicare Gals
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Many veterans, and some active-duty service people wonder if they need to enroll in Medicare Part B as soon as they qualify. Most people over 65 qualify for premium-free Medicare Part A, but they are required to pay a premium for Part B. This year, this premium is $104.90 for most eligible people, but that figure could change at any time. Do people who already have the ability to access health care benefits through the VA need to spend extra money for Part B?
Medicare approved prescription drug plans, also called Medicare Part D, but they are offered by private health insurance companies. If you do not get this coverage when you first become eligible, you may have to pay a late enrollment penalty. All plans have to conform to state and local insurance rules, but they are different because of the types of drugs covered and the amount of coverage. To give you even more choices, some insurers even offer tiered plans with different levels of coverage.
Are you confused about which Medicare prescription drug plan you should enroll in? At Trusted Senior Specialists, our professional and experienced senior health insurance agents want to help. You can choose to use the Medicare health insurance quote form or call us at 1-855-474-6234 for assistance. If you can give us a list of your prescriptions and tell us where you live, our agents can find local plans that save you the most money and give you the best access to the medication you need.
During open enrollment, you will probably get approached about many different Medicare health insurance programs. While the vast majority of people who approach you are licensed insurance agents who adhere to strict ethical and legal standards, it pays to be careful in order to protect your own identity and personal information. Of course, you can also help protect Medicare against fraud, and this helps everybody enjoy lower costs and benefit benefits.
Topics: Part B, www.medicare.gov, Medicare, medicare advantage, Medicare Part A, Medicare Part D, Part A, Medicare Part B, Medicare Part C, Medicare.gov, Medicare explained, how medicare works, explain medicare, Part D, Part C
Medicare Advantage plans and Medicare Supplements both provide beneficiaries with a way to minimize and control out-of-pocket health costs and maximize their benefits. Additionally, both types of senior health insurance are strictly regulated by federal and state insurance laws. However, these types of health insurance plans work very differently, and it is important to understand the difference before you decide which Medicare health insurance plan is best for you.
Topics: prescription drug coverage, Medicare, medicare advantage, Medicare Supplements, Medicare Part C, Medigap, Medicare explained, medicare solutions, how medicare works, explain medicare, Part D, Part C, What is Medicare?, What is Medicare Advantage?, What is Medicare Supplements?
After serving our country in a branch of the US military, many veterans are entitled to health benefits through the VA. However, VA doctors and hospitals are not always convenient options. The vast majority of retired veterans also qualify for Medicare Part A and Part B, and many also choose to maximize those benefits with a Medicare Advantage plan or the addition of a Medicare supplement.
Topics: Part B, www.medicare.gov, Medicare, medicare advantage, Medicare Part A, Part A, TSS, Medicare Supplements, Medicare Part B, Medicare Part C, veterans, Medigap, Medicare explained, medicare solutions, how medicare works, explain medicare, Part D, Part C