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If you are a Beneficiary who is currently covered by Medicare we feel it is important that you are aware of covered services available to you through Medicare. This means that these services come with no deductibles or coinsurance costs, and many of these vital services can help you keep yourself healthy.
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*Michael and Melinda Wilhelm, Co-Founders of TSS
For over 15 years Trusted Senior Specialists has prided themselves on being a dependable resource for Medicare beneficiaries.
Whether you are just starting out on your Medicare journey, or are looking to make changes during the Annual Enrollment Period or because of a life altering circumstance we are here to help.
When it comes to life insurance there are 3 categories most people fall into:
- They don’t have it because they assume that it is going to be too expensive and they can’t afford it
- They think that since they did not purchase a policy earlier it will not accumulate enough money in the event they pass on.
- If they can’t afford life insurance they definitely would not have enough money for their burial expenses
If you are ever hospitalized there is a good chance that there will be expenses you will be responsible for beyond what your health plan covers. If you suffer from a chronic or critical illness this could be devastating to your finances.
Participating in an employer sponsored plan such as a 401k is one of the simplest ways to accumulate savings for retirement.
Contributions made through paycheck deferrals are supposed to provide a steady savings over time, however that is not always the case.
One problem with this type of retirement savings system is that it is voluntary, meaning each individual employee decides if and how much to put in, and in what way to participate.
Unfortunately many of us are not in a position to understand what we need to save for retirement, or we didn’t start our retirement planning early enough in our careers that we do not accumulate enough to get us through our retirement.
We have all experienced it: that frantic moment when a thought crosses our mind about what would happen to our family if something were to happen with us.
We have all had these thoughts at some point or another. How would they pay the daily bills?
How quickly would your savings be wiped out due to a health emergency?
What about funeral expenses?
Are you prepared?